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lifestyle:residencedomicileforwarding [2018/06/19 18:36]
frater_secessus created
lifestyle:residencedomicileforwarding [2024/04/14 18:22]
frater_secessus old revision restored (2023/06/19 23:38)
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-====== Residence, domicile, and mailing address ======+This is not legal advice.
  
-There are several related concepts that are simple for homedwellers but more complex for nomads.+This article is focused on United States definitions and usage; other countries may differ. You can help by [[meta:contribute|editing this wiki]]! 
 + 
 +====== TLDR ====== 
 +  * **[[#residence|Residence]]** - your physical address 
 +  * **[[#domicile|Domicile]]** - your legal address 
 +  * **[[#mailing_address|Mailing address]]** - the address where you receive mail 
 + 
 +For those who live in conventional homes and apartments, these three are usually all the same, though some people have their mail delivered to a PO Box or elsewhere. 
 + 
 +For nomads, things are more complex. Society is set up for conventional living situations, so a little extra work is required for those who wish to live on the road. 
 + 
 +====== Residence ====== 
 + 
 +Your **residence** (aka //physical address//) is the place you would call home if you lived there full time.  It is important that all your contacts know that you **do not receive mail** at this address, unless the person who lives there is your //de facto// mail forwarder; you receive mail at your [[#mailing_address|mailing address]] instead. 
 + 
 +====== Domicile ====== 
 + 
 +Your **domicile** is the state where the //legal// residence is((https://www.nolo.com/legal-encyclopedia/what-is-your-domicile.html)). Your domicile will be: 
 + 
 +  * where your drivers and concealed carry licenses are issued 
 +  * where you can be registered to vote 
 +  * where your vehicles are titled 
 +  * where you pay state income tax, if applicable 
 +  * used to calculate base sales tax for online or mail order transactions, if applicable 
 + 
 +> Domicile is a combination of two factors namely, residence and intent to remain... An individual may have several residences whereas; s/he will have only one domicile.  Domicile is more used in reference to personal rights, duties and obligations[ii].((https://domicile.uslegal.com/distinctions-between-domicile-and-residence/)) 
 + 
 +==== Income Tax by State ==== 
 + 
 +State income taxes range from 0% to 7% or more. If you have high earnings, this variation could make a significant difference in your tax expenses. 
 + 
 +Wikipedia: [[https://en.wikipedia.org/wiki/State_income_tax#Individual_income_tax|Income tax by state]] 
 + 
 +  * Alaska - None 
 +  * Arizona - 4.54% max((http://www.tax-rates.org/arizona/income-tax))  
 +  * Florida - None 
 +  * Montana - 6.90% max. MT taxes social security payments 
 +  * Nevada - None 
 +  * New Hampshire - None. Interest and dividends: 5.00% 
 +  * New Mexico - 4.90% max 
 +  * South Dakota - None 
 +  * Tennessee - None. Interest and dividends: 6.00% 
 +  * Texas - None 
 +  * Washington - None. Estate tax.((https://www.nolo.com/legal-encyclopedia/washington-estate-tax.html))  
 +  * Wyoming - None 
 + 
 +==== Sales Tax by State ==== 
 + 
 +State sales taxes vary from 0% to 8% or more. If you spend a lot, or purchase a vehicle in these states, this variation could make a significant difference in your tax expenses. 
 + 
 +Tax-Rates.org: [[http://www.tax-rates.org/taxtables/sales-tax-by-state|Sales Tax by State]] 
 + 
 +  * Alaska - None 
 +  * Arizona - 5.60% 
 +  * Florida - 6.00%. Florida charges 6% sales tax on vehicle registrations and has inter-state tax reciprocity.((https://revenuelaw.floridarevenue.com/LawLibraryDocuments/2015/02/TIP-119228_TIP%2015A01-01R%20Motor%20Vehicle%20Sales%20Tax%20Rates%20by%20State%20-%20TIP%20FINAL.pdf)) 
 +  * Montana - None 
 +  * Nevada - 6.85%. Nevada does not collect sales taxes on private party vehicle sales.((http://www.dmvnv.com/regprivate.htm)) 
 +  * New Hampshire - None 
 +  * New Mexico - 5.13% 
 +  * South Dakota - 4.00%. The state excise tax paid on new registrations for vehicles is 4%.((https://www.state.sd.us/eforms/secure/eforms/E0864V20-SDApplicationForMotorVehicleTitle&Registration.pdf)) Local sales tax does not apply to sales of motor vehicles.((http://www.pennco.org/index.asp?SEC=E6DB3BCA-5762-4D26-BDE5-EC5C3EB66DE8&Type=B_BASIC)) Some SD counties charge a nominal “wheel tax” when registering vehicles.((http://www.sdlegislature.gov/statutes/DisplayStatute.aspx?Type=Statute&Statute=32-5A)) 2012 figures showed a range from $0/wheel to $4/wheel.((http://dor.sd.gov/Motor_Vehicles/Fees/PDFs/WHLTAX.pdf)) 
 +  * Tennessee - 7.00% 
 +  * Texas - 6.25%. Texas charges 6.25% state sales tax on vehicle registrations.((https://www.comptroller.texas.gov/taxes/motor-vehicle/sales-use.php)) Private sale taxes will be based on the [[http://www.txdmv.gov/spv-calculator|Standard Presumptive Value]]. 
 +  * Washington - 6.50% 
 +  * Wyoming - 4.00% 
 + 
 +==== Vehicle Inspections by State ==== 
 + 
 +Wikipedia: [[https://en.wikipedia.org/wiki/Vehicle_inspection_in_the_United_States|Vehicle inspection in the U.S.]] 
 + 
 +  * Alaska - None 
 +  * Arizona - None. Some emission testing. 
 +  * Florida - None 
 +  * Montana - None 
 +  * Nevada - None. Vehicles registered in urban areas in Clark county (Las Vegas) and Washoe county (Reno) require emission testing.((http://www.dmvnv.com/emission_areas.htm)) 
 +  * New Hampshire - Annual 
 +  * New Mexico - None. Some emission testing. 
 +  * South Dakota - None 
 +  * Tennessee - None. Some emission testing. 
 +  * Texas - Annual((https://www.tceq.texas.gov/airquality/mobilesource/vim/overview.html)). Some counties in Texas require emission testing during annual inspection:((https://www.tceq.texas.gov/airquality/mobilesource/vim/overview.html)) //Houston-Galveston-Brazoria Program Area:// Brazoria, Fort Bend, Galveston, Harris, and Montgomery counties. //Dallas-Fort Worth Program Area:// Collin, Dallas, Denton, Ellis, Johnson, Kaufman, Parker, Rockwall, and Tarrant counties. //Austin Area:// Travis and Williamson counties. //El Paso Area:// El Paso County. 
 +  * Washington - None. Some emission testing. 
 +  * Wyoming - None 
 + 
 +==== Handgun Carry by State ==== 
 + 
 +Wikipedia: [[https://en.wikipedia.org/wiki/Concealed_carry_in_the_United_States|Concealed carry in the U.S.]] 
 +USACarry.com: [[https://www.usacarry.com/concealed_carry_permit_reciprocity_maps.html|CC permit reciprocity]] 
 + 
 +  * Alaska - Unrestricted. Shall issue. 
 +  * Arizona - Unrestricted. Shall issue. 
 +  * Florida - Shall issue. 
 +  * Montana - Shall issue. 
 +  * Nevada - Shall issue. 
 +  * New Hampshire - Shall issue. 
 +  * New Mexico - Shall issue. 
 +  * South Dakota - Shall issue regular and "enhanced" permits. Some reciprocity limitations.((https://sdsos.gov/services-for-individuals/assets/SummaryCarryStates.pdf)) 
 +  * Tennessee - Shall issue. 
 +  * Texas - Shall issue. 
 +  * Washington - Shall issue. 
 +  * Wyoming - Unrestricted. Shall issue. 
 + 
 +==== Residency Requirements by State ==== 
 +  * South Dakota - 1 night required. 
 + 
 +==== Domiciling Resources ==== 
 + 
 +  * Technomadia's [[http://www.technomadia.com/2013/02/setting-up-domicile-in-florida-as-a-full-time-rver/|take on domiciling]] in South Dakota, then later [[http://www.technomadia.com/2013/02/setting-up-domicile-in-florida-as-a-full-time-rver/|in Florida]]. 
 +  * Kirk's [[http://adventure.1tree.net/index.php/rv-living/lifestyle/how-to-choose-a-full-time-domicile|take on domicile]] 
 +  
 +====== Mailing Address ====== 
 + 
 +Your **mailing address** is the place your mail should be sent.  This is usually a [[lifestyle:mail_forwarding|mail forwarding service]] for most nomads, but may also be the home of a trusted relative or friend who does not expect to move for a long time. 
 + 
 +====== Making the Residence/Domicile/Mailing decision ====== 
 + 
 +Approaching these choices methodically will keep mistakes and distress to a minimum. If your sticks-and-bricks address was acceptable from a domicile/residence point of view it is probably best to keep them. You already have official ID, etc. Mail forwarding can be anywhere. 
 + 
 +  - **Pick your domicile state** first.  Common criteria:  income tax, health insurance, auto registration costs, auto insurance costs, auto inspection requirements, sales tax, absentee voting.  
 +  - Then **pick your legal residence**.  Commmon criteria:  local sales tax((will apply to mail order purchases)), emissions testing in particular metro areas. 
 +  - Then **pick a mail forwarder**.  Common criteria:  same state as domicile, pricing, reputation, etc. 
 +See also:  [[lifestyle:hitting_the_road|suggested timeline]] for hitting the road
  
-  * your legal [[lifestyle:residence|residence]] (aka //physical address//) is the place you would call home if you lived there full time.  It is important that all your contacts know that **you do not receive mail at this address**((unless a relative or whomever lives there and is your //de facto// mail forwarder)); you receive mail at your mailing address below. 
-  * your [[lifestyle:domicile|domicile]] is the state where the residence is 
-  * your **mailing address** is the place your mail should be sent.  This is usually a [[lifestyle:mail_forwarding|mail forwarding service]] for most nomads. 
lifestyle/residencedomicileforwarding.txt · Last modified: 2024/04/14 18:25 by frater_secessus