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lifestyle:residencedomicileforwarding [2023/06/19 23:47]
mahkato move info from Residence page; move "decision" section closer to top 		lifestyle:residencedomicileforwarding [2024/04/14 18:22]
frater_secessus old revision restored (2023/06/19 23:38)
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-//**NOTE:** This is not legal advice.//+This is not legal advice.
  
 This article is focused on United States definitions and usage; other countries may differ. You can help by [[meta:contribute|editing this wiki]]! This article is focused on United States definitions and usage; other countries may differ. You can help by [[meta:contribute|editing this wiki]]!
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 For nomads, things are more complex. Society is set up for conventional living situations, so a little extra work is required for those who wish to live on the road. For nomads, things are more complex. Society is set up for conventional living situations, so a little extra work is required for those who wish to live on the road.
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- 
-====== Making the Residence/Domicile/Mailing decision ====== 
- 
-Approaching these choices methodically will keep mistakes and distress to a minimum. If your sticks-and-bricks address was acceptable from a domicile/residence point of view it is probably best to keep them. You already have official ID, etc. Mail forwarding can be anywhere. 
- 
-  - **Pick your domicile state** first.  Common criteria:  income tax, health insurance, auto registration costs, auto insurance costs, auto inspection requirements, sales tax, absentee voting.  
-  - Then **pick your legal residence**.  Commmon criteria:  local sales tax((will apply to mail order purchases)), emissions testing in particular metro areas. 
-  - Then **pick a mail forwarder**.  Common criteria:  same state as domicile, pricing, reputation, etc. 
- 
-See also:  [[lifestyle:hitting_the_road|suggested timeline]] for hitting the road 
- 
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 ====== Residence ====== ====== Residence ======
  
 Your **residence** (aka //physical address//) is the place you would call home if you lived there full time.  It is important that all your contacts know that you **do not receive mail** at this address, unless the person who lives there is your //de facto// mail forwarder; you receive mail at your [[#mailing_address|mailing address]] instead. Your **residence** (aka //physical address//) is the place you would call home if you lived there full time.  It is important that all your contacts know that you **do not receive mail** at this address, unless the person who lives there is your //de facto// mail forwarder; you receive mail at your [[#mailing_address|mailing address]] instead.
- 
-For those who live in conventional homes and apartments, the state where their home is located is automatically their [[#domicile|domicile]]. Nomads may not be at home or have a home but must still have a legal residence.   
- 
-==== Working with Financial Institutions ==== 
- 
-The Patriot Act requires all financial institutions (banks, investment companies, etc.) to collect identifying information on their customers. This is known as //Know Your Customer//, or KYC.  Many of these institutions have interpreted KYC to disallow [[#mail_forwarding|mail forwarders and mailbox services]] as legal residences. 
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-There is a houseless way to help the institution satisfy KYC. The guidance is given in FINRA regulations: 
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-> for an individual, a residential or business street address, or for an individual who does not have a residential or business street address, an Army Post Office or Fleet Post Office box number, **or the residential or business street address of a next of kin or another contact individual**...   -- FINRA((http://www.finra.org/sites/default/files/Industry/p006347_0.pdf)) 
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 ====== Domicile ====== ====== Domicile ======
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   * Technomadia's [[http://www.technomadia.com/2013/02/setting-up-domicile-in-florida-as-a-full-time-rver/|take on domiciling]] in South Dakota, then later [[http://www.technomadia.com/2013/02/setting-up-domicile-in-florida-as-a-full-time-rver/|in Florida]].   * Technomadia's [[http://www.technomadia.com/2013/02/setting-up-domicile-in-florida-as-a-full-time-rver/|take on domiciling]] in South Dakota, then later [[http://www.technomadia.com/2013/02/setting-up-domicile-in-florida-as-a-full-time-rver/|in Florida]].
   * Kirk's [[http://adventure.1tree.net/index.php/rv-living/lifestyle/how-to-choose-a-full-time-domicile|take on domicile]]   * Kirk's [[http://adventure.1tree.net/index.php/rv-living/lifestyle/how-to-choose-a-full-time-domicile|take on domicile]]
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 ====== Mailing Address ====== ====== Mailing Address ======
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 Your **mailing address** is the place your mail should be sent.  This is usually a [[lifestyle:mail_forwarding|mail forwarding service]] for most nomads, but may also be the home of a trusted relative or friend who does not expect to move for a long time. Your **mailing address** is the place your mail should be sent.  This is usually a [[lifestyle:mail_forwarding|mail forwarding service]] for most nomads, but may also be the home of a trusted relative or friend who does not expect to move for a long time.
  
 +====== Making the Residence/Domicile/Mailing decision ======
 +
 +Approaching these choices methodically will keep mistakes and distress to a minimum. If your sticks-and-bricks address was acceptable from a domicile/residence point of view it is probably best to keep them. You already have official ID, etc. Mail forwarding can be anywhere.
 +
 +  - **Pick your domicile state** first.  Common criteria:  income tax, health insurance, auto registration costs, auto insurance costs, auto inspection requirements, sales tax, absentee voting. 
 +  - Then **pick your legal residence**.  Commmon criteria:  local sales tax((will apply to mail order purchases)), emissions testing in particular metro areas.
 +  - Then **pick a mail forwarder**.  Common criteria:  same state as domicile, pricing, reputation, etc.
 +See also:  [[lifestyle:hitting_the_road|suggested timeline]] for hitting the road
  
lifestyle/residencedomicileforwarding.txt ยท Last modified: 2024/04/14 18:25 by frater_secessus

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