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lifestyle:residencedomicileforwarding [2023/06/20 00:05]
mahkato Add page title |
lifestyle:residencedomicileforwarding [2024/04/14 18:22]
frater_secessus old revision restored (2023/06/19 23:38) |
| ====== Residence, Domicile, and Mailing Address ====== | This is not legal advice. |
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| //**NOTE:** This is not legal advice.// | |
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| This article is focused on United States definitions and usage; other countries may differ. You can help by [[meta:contribute|editing this wiki]]! | This article is focused on United States definitions and usage; other countries may differ. You can help by [[meta:contribute|editing this wiki]]! |
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| For nomads, things are more complex. Society is set up for conventional living situations, so a little extra work is required for those who wish to live on the road. | For nomads, things are more complex. Society is set up for conventional living situations, so a little extra work is required for those who wish to live on the road. |
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| ====== Making the Residence/Domicile/Mailing decision ====== | |
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| Approaching these choices methodically will keep mistakes and distress to a minimum. If your sticks-and-bricks address was acceptable from a domicile/residence point of view it is probably best to keep them. You already have official ID, etc. Mail forwarding can be anywhere. | |
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| - **Pick your domicile state** first. Common criteria: income tax, health insurance, auto registration costs, auto insurance costs, auto inspection requirements, sales tax, absentee voting. | |
| - Then **pick your legal residence**. Commmon criteria: local sales tax((will apply to mail order purchases)), emissions testing in particular metro areas. | |
| - Then **pick a mail forwarder**. Common criteria: same state as domicile, pricing, reputation, etc. | |
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| See also: [[lifestyle:hitting_the_road|suggested timeline]] for hitting the road | |
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| ----- | |
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| ====== Residence ====== | ====== Residence ====== |
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| Your **residence** (aka //physical address//) is the place you would call home if you lived there full time. It is important that all your contacts know that you **do not receive mail** at this address, unless the person who lives there is your //de facto// mail forwarder; you receive mail at your [[#mailing_address|mailing address]] instead. | Your **residence** (aka //physical address//) is the place you would call home if you lived there full time. It is important that all your contacts know that you **do not receive mail** at this address, unless the person who lives there is your //de facto// mail forwarder; you receive mail at your [[#mailing_address|mailing address]] instead. |
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| For those who live in conventional homes and apartments, the state where their home is located is automatically their [[#domicile|domicile]]. Nomads may not be at home or have a home but must still have a legal residence. | |
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| ==== Working with Financial Institutions ==== | |
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| The Patriot Act requires all financial institutions (banks, investment companies, etc.) to collect identifying information on their customers. This is known as //Know Your Customer//, or KYC. Many of these institutions have interpreted KYC to disallow [[#mail_forwarding|mail forwarders and mailbox services]] as legal residences. | |
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| There is a houseless way to help the institution satisfy KYC. The guidance is given in FINRA regulations: | |
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| > for an individual, a residential or business street address, or for an individual who does not have a residential or business street address, an Army Post Office or Fleet Post Office box number, **or the residential or business street address of a next of kin or another contact individual**... -- FINRA((http://www.finra.org/sites/default/files/Industry/p006347_0.pdf)) | |
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| ====== Domicile ====== | ====== Domicile ====== |
| * Technomadia's [[http://www.technomadia.com/2013/02/setting-up-domicile-in-florida-as-a-full-time-rver/|take on domiciling]] in South Dakota, then later [[http://www.technomadia.com/2013/02/setting-up-domicile-in-florida-as-a-full-time-rver/|in Florida]]. | * Technomadia's [[http://www.technomadia.com/2013/02/setting-up-domicile-in-florida-as-a-full-time-rver/|take on domiciling]] in South Dakota, then later [[http://www.technomadia.com/2013/02/setting-up-domicile-in-florida-as-a-full-time-rver/|in Florida]]. |
| * Kirk's [[http://adventure.1tree.net/index.php/rv-living/lifestyle/how-to-choose-a-full-time-domicile|take on domicile]] | * Kirk's [[http://adventure.1tree.net/index.php/rv-living/lifestyle/how-to-choose-a-full-time-domicile|take on domicile]] |
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| ====== Mailing Address ====== | ====== Mailing Address ====== |
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| Your **mailing address** is the place your mail should be sent. This is usually a **mail forwarding service** for most nomads, but may also be the home of a trusted relative or friend who preferably does not expect to move for a long time. | Your **mailing address** is the place your mail should be sent. This is usually a [[lifestyle:mail_forwarding|mail forwarding service]] for most nomads, but may also be the home of a trusted relative or friend who does not expect to move for a long time. |
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| A mail forwarding service provides **a mailing address** (usually in your [[#domicile]] state) and collects your mail. You let the forwarder know where you are (or will be) and they bundle your mail and send it to you. Some services will scan mail for viewing on the web, watch for critical pieces of mail to come in, etc. | ====== Making the Residence/Domicile/Mailing decision ====== |
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| If you intend to use your mail forwarding service address as your domicile address take note of the county where the forwarded is located. There are reports that many mail forwarding service addresses have been blacklisted and may not suffice as a [[#residence|residence or physical address]]. | Approaching these choices methodically will keep mistakes and distress to a minimum. If your sticks-and-bricks address was acceptable from a domicile/residence point of view it is probably best to keep them. You already have official ID, etc. Mail forwarding can be anywhere. |
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| There are also [[lifestyle:packages|ad hoc ways to receive packages]]. | |
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| ===== USPS ===== | |
| The United States Postal Service runs a forwarding service called [[http://prod.sandia.gov/techlib/access-control.cgi/2003/033493.pdf|Premium Forwarding Service]] (PFS).((http://faq.usps.com/?articleId=221220)) It is limited in usefulness, as it is very expensive and can be active for only a year. | |
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| The USPS may provide [[https://faq.usps.com/s/article/Is-there-mail-service-for-the-homeless|P.O. Boxes to homeless persons]] under certain circumstances, or they can [[lifestyle:packages#usps_general_delivery|use General Delivery]] to send things to some Post Offices. | |
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| ===== Nationwide Mail Services ===== | |
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| Mail centers associated with [[https://ipostal1.com/?ref=3052|iPostal1]] or similar offer digital mailboxes. Mail can be scanned, emailed, viewed online, physically forwarded, etc. {Secessus uses a local mail center that has the iPostal1 backend and it works well enough. About $99/yr plus the cost of any extra scans, forwards, etc} | |
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| ===== Florida Mail Services ===== | |
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| * [[http://amhomebase.com/|American Home Base]] (Good Sam) - Pensacola, Escambia county. | |
| * [[https://www.myrvmail.com/|My RV Mail]], Crestview, Okaloosa county. Used by RoamingKat((http://www.cheaprvliving.com/forums/showthread.php?tid=25994&pid=324973#pid324973)) | |
| * [[https://www.sbimailservice.com/|St. Brendan's Isle]], Jacksonville, Duval county. Used by: RetiredNomad((http://www.cheaprvliving.com/forums/Thread-State-residency-permanent-addresses-mail-etc?pid=29771#pid29771)), Seeker((http://www.cheaprvliving.com/forums/Thread-State-residency-permanent-addresses-mail-etc?pid=214041#pid214041)), pamerica((http://www.cheaprvliving.com/forums/Thread-States-that-recognize-mail-forwarders?pid=233893#pid233893)), Reducto((http://www.cheaprvliving.com/forums/showthread.php?tid=25994&pid=324996#pid324996)). Note: SBI may reject vandwellers who do not have a "registered RV".((http://www.cheaprvliving.com/forums/showthread.php?tid=25994&pid=325253#pid325253)) | |
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| ===== Nevada Mail Services ===== | |
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| * <del>[[http://jbmailroom.com/|J&B Mailroom]], Pahrump, Nye county. Used by: akrvbob((http://www.cheaprvliving.com/forums/Thread-Idea-for-residency-for-ppl-on-SSDI-SSI-etc?pid=23570#pid23570))</del> closing Aug, 2018.((https://www.cheaprvliving.com/forums/showthread.php?tid=31933&pid=396736#pid396736)) | |
| * [[http://mailforwardingnevada.com/|Mail, Messages, and More]], Pahrump, Nye county.((http://www.cheaprvliving.com/forums/showthread.php?tid=19764)) | |
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| ===== Oregon Mail Services ===== | |
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| * [[http://mailforwardingservices.com/|Mail Forwarding Services]], Jefferson, Marlon county. Used by Rico.((http://www.cheaprvliving.com/forums/Thread-Mail-Forwarding-Service-in-Oregon?pid=339053#pid339053)) | |
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| ===== South Dakota Mail Services ===== | |
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| * [[http://www.americas-mailbox.com/|America's Mailbox]], Box Elder, Pennington county. Used by Mzbrandi.((http://www.irv2.com/forums/f92/sd-residence-and-pmb-address-250813-4.html#post3423968)) | |
| * [[https://dakotapost.net/|Dakota Post]], Sioux Falls, Minnehaha county. Used by Flaggship1.((http://www.irv2.com/forums/f92/sd-residence-and-pmb-address-250813-4.html#post3420446)) | |
| * <del>[[http://www.mydakotaaddress.com/|My Dakota Address]], Madison, Lake county. Used by Nana25K((http://www.irv2.com/forums/f92/sd-residence-and-pmb-address-250813-2.html#post2609313))</del> [[https://interstellarorchard.com/2018/07/26/south-dakota-rv-residency-update-my-dakota-address-going-out-of-business/out of business|out of business]] | |
| * [[http://myhomeaddressinc.com/|My Home Address]], Emery, Hanson county. Used by okmunky.((http://www.irv2.com/forums/f92/sd-residence-and-pmb-address-250813-4.html#post3423986)) | |
| * [[http://www.yourbestaddress.com/|Your Best Address]], Sioux Falls, Minnehaha county. Used by jerichorik.((http://www.irv2.com/forums/f92/sd-residence-and-pmb-address-250813-3.html#post3419985)) | |
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| ===== Texas Mail Services ===== | |
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| * [[https://escapees.com/support/mail-service|Escapees]], Livingston, Polk county. Used by: wandering mike((http://www.cheaprvliving.com/forums/Thread-State-residency-permanent-addresses-mail-etc?pid=29654#pid29654)), abnorm((http://www.cheaprvliving.com/forums/Thread-States-that-recognize-mail-forwarders?pid=234392#pid234392)). | |
| * [[https://www.texashomebase.com/mail-forwarding/|Texas Home Base]], Wichita Falls, Wichita county, TX. | |
| * [[https://www.mylocalmailbox.com|My Local Mailbox]], San Antonio, Bexar county, Tx. | |
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| | - **Pick your domicile state** first. Common criteria: income tax, health insurance, auto registration costs, auto insurance costs, auto inspection requirements, sales tax, absentee voting. |
| | - Then **pick your legal residence**. Commmon criteria: local sales tax((will apply to mail order purchases)), emissions testing in particular metro areas. |
| | - Then **pick a mail forwarder**. Common criteria: same state as domicile, pricing, reputation, etc. |
| | See also: [[lifestyle:hitting_the_road|suggested timeline]] for hitting the road |
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