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lifestyle:residencedomicileforwarding [2023/06/19 23:47] mahkato move info from Residence page; move "decision" section closer to top |
lifestyle:residencedomicileforwarding [2024/04/14 18:25] (current) frater_secessus old revision restored (2020/01/09 10:10) |
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- | // | + | This is not legal advice. |
- | This article | + | ====== Residence, domicile, and mailing address ====== |
+ | There are several related concepts that are simple for homedwellers but more complex for nomads: | ||
+ | Your legal [[lifestyle: | ||
+ | |||
+ | Your [[lifestyle:domicile|domicile]] is the state where the legal residence is. Your domicile state will issue your drivers licence. | ||
+ | > Domicile is a combination of two factors namely, residence and intent to remain... An individual may have several residences whereas; s/he will have only one domicile. | ||
+ | Your **mailing address** is the place your mail should be sent. This is usually a [[lifestyle: | ||
- | ====== TLDR ====== | + | ===== making |
- | * **[[# | + | Approaching these choices methodically will keep mistakes and distress to a minimum. |
- | * **[[# | + | |
- | * **[[# | + | |
- | + | ||
- | For those who live in conventional homes and apartments, these three are usually all the same, though some people have their mail delivered to a PO Box or elsewhere. | + | |
- | + | ||
- | For nomads, things are more complex. Society is set up for conventional living situations, so a little extra work is required for those who wish to live on the road. | + | |
- | + | ||
- | ----- | + | |
- | + | ||
- | ====== Making the Residence/ | + | |
- | + | ||
- | Approaching these choices methodically will keep mistakes and distress to a minimum. If your sticks-and-bricks address was acceptable from a domicile/ | + | |
- **Pick your domicile state** first. | - **Pick your domicile state** first. | ||
- Then **pick your legal residence**. | - Then **pick your legal residence**. | ||
- Then **pick a mail forwarder**. | - Then **pick a mail forwarder**. | ||
- | |||
See also: [[lifestyle: | See also: [[lifestyle: | ||
- | |||
- | ----- | ||
- | |||
- | ====== Residence ====== | ||
- | |||
- | Your **residence** (aka //physical address//) is the place you would call home if you lived there full time. It is important that all your contacts know that you **do not receive mail** at this address, unless the person who lives there is your //de facto// mail forwarder; you receive mail at your [[# | ||
- | |||
- | For those who live in conventional homes and apartments, the state where their home is located is automatically their [[# | ||
- | |||
- | ==== Working with Financial Institutions ==== | ||
- | |||
- | The Patriot Act requires all financial institutions (banks, investment companies, etc.) to collect identifying information on their customers. This is known as //Know Your Customer//, or KYC. Many of these institutions have interpreted KYC to disallow [[# | ||
- | |||
- | There is a houseless way to help the institution satisfy KYC. The guidance is given in FINRA regulations: | ||
- | |||
- | > for an individual, a residential or business street address, or for an individual who does not have a residential or business street address, an Army Post Office or Fleet Post Office box number, **or the residential or business street address of a next of kin or another contact individual**... | ||
- | |||
- | ----- | ||
- | |||
- | ====== Domicile ====== | ||
- | |||
- | Your **domicile** is the state where the //legal// residence is((https:// | ||
- | |||
- | * where your drivers and concealed carry licenses are issued | ||
- | * where you can be registered to vote | ||
- | * where your vehicles are titled | ||
- | * where you pay state income tax, if applicable | ||
- | * used to calculate base sales tax for online or mail order transactions, | ||
- | |||
- | > Domicile is a combination of two factors namely, residence and intent to remain... An individual may have several residences whereas; s/he will have only one domicile. | ||
- | |||
- | ==== Income Tax by State ==== | ||
- | |||
- | State income taxes range from 0% to 7% or more. If you have high earnings, this variation could make a significant difference in your tax expenses. | ||
- | |||
- | Wikipedia: [[https:// | ||
- | |||
- | * Alaska - None | ||
- | * Arizona - 4.54% max((http:// | ||
- | * Florida - None | ||
- | * Montana - 6.90% max. MT taxes social security payments | ||
- | * Nevada - None | ||
- | * New Hampshire - None. Interest and dividends: 5.00% | ||
- | * New Mexico - 4.90% max | ||
- | * South Dakota - None | ||
- | * Tennessee - None. Interest and dividends: 6.00% | ||
- | * Texas - None | ||
- | * Washington - None. Estate tax.((https:// | ||
- | * Wyoming - None | ||
- | |||
- | ==== Sales Tax by State ==== | ||
- | |||
- | State sales taxes vary from 0% to 8% or more. If you spend a lot, or purchase a vehicle in these states, this variation could make a significant difference in your tax expenses. | ||
- | |||
- | Tax-Rates.org: | ||
- | |||
- | * Alaska - None | ||
- | * Arizona - 5.60% | ||
- | * Florida - 6.00%. Florida charges 6% sales tax on vehicle registrations and has inter-state tax reciprocity.((https:// | ||
- | * Montana - None | ||
- | * Nevada - 6.85%. Nevada does not collect sales taxes on private party vehicle sales.((http:// | ||
- | * New Hampshire - None | ||
- | * New Mexico - 5.13% | ||
- | * South Dakota - 4.00%. The state excise tax paid on new registrations for vehicles is 4%.((https:// | ||
- | * Tennessee - 7.00% | ||
- | * Texas - 6.25%. Texas charges 6.25% state sales tax on vehicle registrations.((https:// | ||
- | * Washington - 6.50% | ||
- | * Wyoming - 4.00% | ||
- | |||
- | ==== Vehicle Inspections by State ==== | ||
- | |||
- | Wikipedia: [[https:// | ||
- | |||
- | * Alaska - None | ||
- | * Arizona - None. Some emission testing. | ||
- | * Florida - None | ||
- | * Montana - None | ||
- | * Nevada - None. Vehicles registered in urban areas in Clark county (Las Vegas) and Washoe county (Reno) require emission testing.((http:// | ||
- | * New Hampshire - Annual | ||
- | * New Mexico - None. Some emission testing. | ||
- | * South Dakota - None | ||
- | * Tennessee - None. Some emission testing. | ||
- | * Texas - Annual((https:// | ||
- | * Washington - None. Some emission testing. | ||
- | * Wyoming - None | ||
- | |||
- | ==== Handgun Carry by State ==== | ||
- | |||
- | Wikipedia: [[https:// | ||
- | USACarry.com: | ||
- | |||
- | * Alaska - Unrestricted. Shall issue. | ||
- | * Arizona - Unrestricted. Shall issue. | ||
- | * Florida - Shall issue. | ||
- | * Montana - Shall issue. | ||
- | * Nevada - Shall issue. | ||
- | * New Hampshire - Shall issue. | ||
- | * New Mexico - Shall issue. | ||
- | * South Dakota - Shall issue regular and " | ||
- | * Tennessee - Shall issue. | ||
- | * Texas - Shall issue. | ||
- | * Washington - Shall issue. | ||
- | * Wyoming - Unrestricted. Shall issue. | ||
- | |||
- | ==== Residency Requirements by State ==== | ||
- | * South Dakota - 1 night required. | ||
- | |||
- | ==== Domiciling Resources ==== | ||
- | |||
- | * Technomadia' | ||
- | * Kirk's [[http:// | ||
- | |||
- | ----- | ||
- | |||
- | ====== Mailing Address ====== | ||
- | |||
- | Your **mailing address** is the place your mail should be sent. This is usually a [[lifestyle: | ||
- | |||